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WHAT RISKS LIE AHEAD?
WHAT ARE OUR OPPORTUNITIES TODAY?


  • Read the summary of our latest CECL Study, sponsored by National Association of Federal Credit Unions, Allied Solutions and OnApproach. Click to Access. For a copy of the full study, reach out to [email protected]

  1. Advanced Predictive Analytics for Credit Unions and Community Banks

  2.  

    Apply the power of the latest advances in modeling techniques to your institution with the CECL Strategy Software.
     
    Our software will help you surpass some of the largest national banks that are stuck with legacy systems, outdated processes and obsolete models.
    Software functionalities include:
     
    Enhanced Credit Risk Forecasting based on:
    • Product-level Lifecycle Effects
    • Score at Origination
    • Environment
    • Vintage
  3.  
  4. Account Level Granular Forecasts for each remaining month of the loan:
    • Probability of Attrition
    • Probability of Default
  5.  
  6. Account Level Outputs
    • Watchlist – improved ranking of loans for collections purposes
    • LOC Opportunities! – ranking credit card accounts for potential line of credit increase offers
    • Payoff Predictor – reduces attrition through insightful marketing
    • Pricing and Risk Heat Maps – identify highly segmented opportunities to increase your loan portfolio yield without increasing risk
  7.  
  8. Portfolio Level Outputs
    • Risk Monitoring
    • ALLL – 12 months, next calendar year
    • Lifetime Loss Rate
    • Scenario driven stress tests
  9.  
  10. Origination scenarios
Visit our software page to learn more.

UPCOMING EVENTS


Dr. Joseph Breeden will be conducting a CU-lytics.com webinar on his CECL Study: Alternatives, Impacts, Accuracy, and Complexity. Tune in on Jun 29, 2017 from 11am to 12pm PDT.

In this recent Risk Management Association podcast, Dr. Joseph Breeden discusses how existing models can converge or be modified to adapt and fill different needs, specifically regarding

  • Basel II for capital reserves
  • CCAR/DFAST programs for stress testing
  • IFRS9 and CECL for ALLL
Click here to listen now.