About us

Deep Future Analytics (DFA) is the result of 30 years of research and experience in credit risk analytics, in all its many aspects decisions.

Joseph Breeden

PhD, Founder, CEO and Chief Scientist

Our Founder and CEO

EXPERT

PhD Physicist –Numerical Methods for Chaos Theory
30+ years of experience in the industry. Global expertise.
Leading expert in the industry. 7books, 90+ academic researcharticles.

INNOVATOR

Inventor of vintage modeling for stress testing, ML cash flow modeling, multi-horizon survival models
Holds 8 patents in lending analytics, 2 patent pending

VISIONARY

Board Member –Upgrade Inc.
President–Model Risk Managers International Association
Associate Editor–J of Credit Risk, J of Risk Model Validation, J of Risk and Financial Mgmt, AI and Ethics

Board Members

David Hilger

Allied Solutions

John Denison

Allied Solutions

Anju Patwardhan

Joseph Breeden

CEO

With a team of 25 expert data scientists, technologists, and economists, DFA is led by Dr. Joseph Breeden, a pioneer in the field of risk modeling. Together, we equip financial institutions with actionable intelligence to drive smarter, more strategic decisions.

Distribution Partners (USA)