All

25/Jul/2025 12:00 PM

Scoring AI‐generated policy

All AI Ethics
Scoring AI‐generated policy recommendations with Risk‐Adjusted Gain in Net Present Happiness
189 Views Read More
25/Jul/2025 12:00 PM

Macroeconomic Adverse Selectio

All Machine Learning
Macroeconomic Adverse Selection in Machine Learning Models of Credit Risk
190 Views Read More
25/Jul/2025 12:00 PM

A survey of machine learning i

All Machine Learning
Machine learning algorithms have come to dominate several industries. After decades of resistance
208 Views Read More
25/Jul/2025 12:00 PM

Current expected credit loss p

All
Current expected credit loss procyclicality: it depends on the model
275 Views Read More
25/Jul/2025 12:00 PM

Instabilities Using Cox Propor

All Stress Testing
When the underlying system or process that is being observed is based upon observations versus age,
212 Views Read More
25/Jul/2025 12:00 PM

When Big Data Isn’t Enough:

All
n a world where big data is everywhere, no one has big data relative to the economic cycle. Data vol
280 Views Read More
25/Jul/2025 12:00 PM

Consumer risk appetite, the cr

All
In this paper, we explore the role of consumer risk appetite in the initiation of credit cycles and
295 Views Read More
24/Jul/2025 12:00 PM

CECL ASSESSING THE ALTERNATIVE

All IFRS 9 & CECL
This study evaluates various models for implementing the Current Expected Credit Loss (CECL) method,
284 Views Read More
10/Aug/2025 12:00 PM

Creating Unbiased Machine Lear

All AI Ethics
Unintended bias against protected groups has become a key obstacle to the widespread adoption of mac
343 Views Read More
10/Jul/2025 12:00 PM

Stress Testing for Pandemics

All Stress Testing
Given the unfortunate global headlines about coronavirus, lenders are starting to ask about stress t
341 Views Read More
10/Jul/2025 12:00 PM

Normalizing Pandemic Data for

All Stress Testing
The COVID-19 pandemic created abnormal credit risk conditions that did not align well with pre-2020
344 Views Read More
10/Aug/2025 12:00 PM

Solving the Long-Range Forecas

All Machine Learning
In a world where big data is everywhere, no one has big data relative to the economic cycle. Data v
418 Views Read More
25/Jul/2025 12:00 PM

Scoring AI‐generated policy

All AI Ethics

Scoring AI‐generated policy recommendations with Risk‐Adjusted Gain in Net Present Happiness

189 Views Read More
25/Jul/2025 12:00 PM

Macroeconomic Adverse Selectio

All Machine Learning

Macroeconomic Adverse Selection in Machine Learning Models of Credit Risk

190 Views Read More
25/Jul/2025 12:00 PM

A survey of machine learning i

All Machine Learning

Machine learning algorithms have come to dominate several industries. After decades of resistance

208 Views Read More
25/Jul/2025 12:00 PM

Current expected credit loss p

All

Current expected credit loss procyclicality: it depends on the model

275 Views Read More
25/Jul/2025 12:00 PM

Instabilities Using Cox Propor

All Stress Testing

When the underlying system or process that is being observed is based upon observations versus age,

212 Views Read More
25/Jul/2025 12:00 PM

When Big Data Isn’t Enough:

All

n a world where big data is everywhere, no one has big data relative to the economic cycle. Data vol

280 Views Read More
25/Jul/2025 12:00 PM

Consumer risk appetite, the cr

All

In this paper, we explore the role of consumer risk appetite in the initiation of credit cycles and

295 Views Read More
24/Jul/2025 12:00 PM

CECL ASSESSING THE ALTERNATIVE

All IFRS 9 & CECL

This study evaluates various models for implementing the Current Expected Credit Loss (CECL) method,

284 Views Read More
10/Aug/2025 12:00 PM

Creating Unbiased Machine Lear

All AI Ethics

Unintended bias against protected groups has become a key obstacle to the widespread adoption of mac

343 Views Read More
10/Jul/2025 12:00 PM

Stress Testing for Pandemics

All Stress Testing

Given the unfortunate global headlines about coronavirus, lenders are starting to ask about stress t

341 Views Read More
10/Jul/2025 12:00 PM

Normalizing Pandemic Data for

All Stress Testing

The COVID-19 pandemic created abnormal credit risk conditions that did not align well with pre-2020

344 Views Read More
10/Aug/2025 12:00 PM

Solving the Long-Range Forecas

All Machine Learning

In a world where big data is everywhere, no one has big data relative to the economic cycle. Data v

418 Views Read More