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25/Jul/2025 12:00 PM

Scoring AI‐generated policy

All AI Ethics
Scoring AI‐generated policy recommendations with Risk‐Adjusted Gain in Net Present Happiness
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25/Jul/2025 12:00 PM

Macroeconomic Adverse Selectio

All Machine Learning
Macroeconomic Adverse Selection in Machine Learning Models of Credit Risk
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25/Jul/2025 12:00 PM

A survey of machine learning i

All Machine Learning
Machine learning algorithms have come to dominate several industries. After decades of resistance
11 Views Read More
25/Jul/2025 12:00 PM

Current expected credit loss p

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Current expected credit loss procyclicality: it depends on the model
20 Views Read More
25/Jul/2025 12:00 PM

Instabilities Using Cox Propor

All Stress Testing
When the underlying system or process that is being observed is based upon observations versus age,
20 Views Read More
25/Jul/2025 12:00 PM

When Big Data Isn’t Enough:

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n a world where big data is everywhere, no one has big data relative to the economic cycle. Data vol
25 Views Read More
25/Jul/2025 12:00 PM

Consumer risk appetite, the cr

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In this paper, we explore the role of consumer risk appetite in the initiation of credit cycles and
29 Views Read More
24/Jul/2025 12:00 PM

CECL ASSESSING THE ALTERNATIVE

All IFRS 9 & CECL
This study evaluates various models for implementing the Current Expected Credit Loss (CECL) method,
27 Views Read More
10/Jul/2025 12:00 PM

Creating Unbiased Machine Lear

All AI Ethics
Unintended bias against protected groups has become a key obstacle to the widespread adoption of mac
94 Views Read More
10/Jul/2025 12:00 PM

Stress Testing for Pandemics

All Stress Testing
Given the unfortunate global headlines about coronavirus, lenders are starting to ask about stress t
88 Views Read More
10/Jul/2025 12:00 PM

Normalizing Pandemic Data for

All Stress Testing
The COVID-19 pandemic created abnormal credit risk conditions that did not align well with pre-2020
87 Views Read More
10/Jul/2025 12:00 PM

Solving the Long-Range Forecas

All Machine Learning
In a world where big data is everywhere, no one has big data relative to the economic cycle.
132 Views Read More
25/Jul/2025 12:00 PM

Scoring AI‐generated policy

All AI Ethics

Scoring AI‐generated policy recommendations with Risk‐Adjusted Gain in Net Present Happiness

11 Views Read More
25/Jul/2025 12:00 PM

Macroeconomic Adverse Selectio

All Machine Learning

Macroeconomic Adverse Selection in Machine Learning Models of Credit Risk

11 Views Read More
25/Jul/2025 12:00 PM

A survey of machine learning i

All Machine Learning

Machine learning algorithms have come to dominate several industries. After decades of resistance

11 Views Read More
25/Jul/2025 12:00 PM

Current expected credit loss p

All

Current expected credit loss procyclicality: it depends on the model

20 Views Read More
25/Jul/2025 12:00 PM

Instabilities Using Cox Propor

All Stress Testing

When the underlying system or process that is being observed is based upon observations versus age,

20 Views Read More
25/Jul/2025 12:00 PM

When Big Data Isn’t Enough:

All

n a world where big data is everywhere, no one has big data relative to the economic cycle. Data vol

25 Views Read More
25/Jul/2025 12:00 PM

Consumer risk appetite, the cr

All

In this paper, we explore the role of consumer risk appetite in the initiation of credit cycles and

29 Views Read More
24/Jul/2025 12:00 PM

CECL ASSESSING THE ALTERNATIVE

All IFRS 9 & CECL

This study evaluates various models for implementing the Current Expected Credit Loss (CECL) method,

27 Views Read More
10/Jul/2025 12:00 PM

Creating Unbiased Machine Lear

All AI Ethics

Unintended bias against protected groups has become a key obstacle to the widespread adoption of mac

94 Views Read More
10/Jul/2025 12:00 PM

Stress Testing for Pandemics

All Stress Testing

Given the unfortunate global headlines about coronavirus, lenders are starting to ask about stress t

88 Views Read More
10/Jul/2025 12:00 PM

Normalizing Pandemic Data for

All Stress Testing

The COVID-19 pandemic created abnormal credit risk conditions that did not align well with pre-2020

87 Views Read More
10/Jul/2025 12:00 PM

Solving the Long-Range Forecas

All Machine Learning

In a world where big data is everywhere, no one has big data relative to the economic cycle.

132 Views Read More